Client Focused, Investment Fiduciaries

Founded in 1999, we are a Registered Investment Advisory firm assisting clients  optimize the risk-adjusted return of their Portfolios, Investments and Retirement Plans.

Our investment approach is built upon currently accepted best practices of the CFA and CAIA.  At our core, we are Fiduciaries 100% of the time and always place our client's best interest above all else.
Providing solutions for:
  • INDIVIDUALS & FAMILIES
  • CORPORATE EXECUTIVES
  • BUSINESS OWNERS
  • GUARDIANSHIPS

WEALTH MANAGEMENT

We work with all of our clients to optimize the risk adjusted return of their portfolios. We take a holistic approach incorporating all facets of their unique situation as they progress from the accumulation to retirement phases of their lives.

CORPORATE RETIREMENT PLANS

Helping Business Owners competitively attract and retain top talent by providing corporate retirement benefits including  401(k)s, SEPs and Defined Benefit Plans generally with lower cost and superior investment options.

GUARDIANSHIPS

Working with Guardians and Guardianship attorneys to ensure compliance with the guidelines required for Guardianship accounts and monitored by the courts. Unlike most, we share the Guardianship's investment fiduciary obligations.

Managing to a Higher Standard

% of All Financial Planners
who are Fee Only Fiduciaries*
We are Fiduciaries
% of the time
* U.S. Securities & Exchange Commission's 2011 "Study on Investment Advisors and Broker-Dealers"

​Independent,  Evidenced-based,  Comprehensive
​Financial Advice 

INDEPENDENT FIDUCIARIES

Uncompromised advice. Not a large brokerage house with mixed loyalties. No product sales. No commissions. We are independent fiduciaries 100% of the time placing our client's best interest above all else.

EVIDENCE-BASED APPROACH

We incorporate unique evidence based, risk management to safeguard against the long, deep draw downs typically associated with economic recessions.

COMPREHENSIVE SERVICE

We assist clients in all aspects of their financial lives including wealth management, investment analysis,  retirement planning, and fiduciary support.

Our Team

Vincent Schott

 Dan O'Donnell

CFA®, CAIA®, CIPM®

Resources & Certifications
121 Chanlon Road, Suite G10             
New Providence, NJ 07974
Phone:  908-273-7600 
Fax:       908-273-6199
Email:   ria@xpotential.com​​
ADVISER DISCLOSURES:
FORM ADV
FORM ADV part 2
Xpotential Inc.  is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Xpotential Inc and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Xpotential  Inc. unless a client service agreement is in place.